If you're like us, you've heard all the negatives about being a self-employed individual. For all the freedom, we still have issues to overcome. If you've been on your own for any length of time, and you need a mortgage, a discount, health insurance, legal advice, tax advice, software support, and the like, you've heard a lot of these things too:

• Two years of tax returns to get a loan
• Not enough 'provable' income for a mortgage
• Group not large enough for group health insurance
• Company too small to get corporate discount
• No legal help without a big retainer
• Tax advice from a CPA or tax attorney is very expensive
• No house calls from the doctor, and it is tough to get a callback on the phone
• Worker's Compensation is too expensive
• Too small a group for a 401(k)

Kristyne McDaniel is a Field Service Representative for the National Association for the Self-Employed (NASE). If you've wanted to link up with a much larger association of micro-business people just like yourself, we can help!

We offer a small business newsletter and blog, memberships in the NASE, Pre-Paid Legal service plans, and individual/family insurance to our clients in California. Steve and Kristyne McDaniel are licensed insurance agents (0F94548 & 0F65576) in the state of California. Call us today at 951-526-2242!